Risk factors
and management

RFA

• 4.1 Risks and measures to manage the risks 70
  • 4.1.1 Financial risks 71
  • 4.1.2 Legal risks 73
  • 4.1.3 Cybercrime and information system risks 76
  • 4.1.4 Group strategy and competitive environment risks 78
  • 4.1.5 Operational risks 79
  • 4.1.6 Climate risks 81
• 4.2 Legal and arbitration proceedings 81
• 4.3 Transferred risks 82
  • 4.3.1 Risks transferred to suppliers 82
  • 4.3.2 Risks transferred to the insurance market 82
• 4.4 Internal control and risk management procedures 83
  • 4.4.1 Internal control definition and objectives 83
  • 4.4.2 Summary description of internal control procedures 83
  • 4.4.3 Main participants in the system of internal control 84
  • 4.4.4 Internal communication of information and procedures related to accounting and financial information 87
  • 4.4.5 Identifying and analyzing risks 88
  • 4.4.6 Control activities 89
  • 4.4.7 Monitoring internal control 90